1 · Enter the deal
Address, asking price, rent roll, taxes, and insurance if you have it. That's all.
Know what it's worth.
Know what to offer.
In 60 seconds.
Type in a commercial property and get a bank-style verdict: what it's worth, what the income supports, and the exact offer that works — plus sold comps that cross-check the number.
Run a verdict See how it works
Free account: 3 full analyses a month. No card required.
2 · Get the verdict
Worth, market value, the recommended offer, and a plain pass/fail at the asking price.
3 · Negotiate with proof
Pro adds the offer ladder, pro formas, sold-comp evidence, and a client-ready PDF report.
The model, in plain English
Every verdict runs one published model: 25% down, a 6.5% rate, value at a 6% cap rate, and a bank-style debt-coverage test with an 8% stress check. Expenses are taxes, insurance, and a flat management allowance — nothing hidden. Future taxes are figured at the price being tested, the way a real purchase reassesses. Pro users can plug in their own bank's targets; the defaults never change.
Key terms, translated
- DSCR
- Debt Service Coverage Ratio — how many times the income covers the loan payment. 1.25× is the bank gate.
- Cap rate
- The return a buyer prices from income. Value = income ÷ cap rate.
- NOI / EGI
- Net / Effective Gross Income — rent after vacancy, before loan payments.
- Offer ladder
- Three prices — open, target, walk-away — each rebuilt on its own taxes and insurance.
Two plans. That's it.
Free
$0
- 3 analyses a month
- Full verdict + offer number
- Comp headline
Pro
$29/mo · $249/yr
- Unlimited analyses
- Offer ladder + pro formas + stress detail
- Saved properties + PDF reports
- Full sold-comp evidence
- Custom bank targets
Run a verdict
Recommended offer
Worth
Market value
DSCR at asking
Saved properties
Help & support
Search the help library, ask the automated support assistant, or open a ticket. The assistant answers common questions instantly and opens a ticket for anything it can't resolve.